Terms & Conditions

Welcome to Financial Growth Compass. By accessing our website or engaging our services, you agree to the following terms and conditions. Please read them carefully.

Acceptance of Terms

By using this website or any service provided by Financial Growth Compass, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please discontinue use of the site and our services.

Services

Financial Growth Compass provides financial advisory services including loans, insurance, investments, wealth management, credit repair, and related financial products. Specific terms for each service will be outlined in a separate service agreement provided before engagement. All investment advisory services are provided under a fiduciary standard where applicable.

User Obligations

You agree to provide accurate, complete, and current information in all forms and communications.
You authorize us to verify your identity and financial information through credit bureaus and other third-party sources.
You agree not to use the site for any unlawful purpose or in violation of any applicable federal or state regulation.
You are responsible for maintaining the confidentiality of your account credentials.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Financial Growth Compass or its licensors and is protected by U.S. copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

Disclaimers

This website is provided "as is" without warranties of any kind, express or implied. Investment information provided is for educational purposes and does not constitute personalized investment advice unless delivered in a signed advisory agreement. Past performance is not indicative of future results. Insurance products are subject to underwriting and availability by carrier.

Limitation of Liability

To the maximum extent permitted by law, Financial Growth Compass shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the website or services. Our total liability for any claim shall not exceed the fees paid by you in the twelve months preceding the claim.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Vermont, without regard to its conflict of law provisions. Any disputes shall be resolved in the state or federal courts located in Vermont.

Changes to Terms

We reserve the right to modify these Terms at any time. Updated terms will be posted on this page with a revised "last updated" date. Continued use of the site after changes constitutes acceptance of the new terms.